Put onion, jalapeno (1) and garlic into a food processor and pulse for a few seconds. Add beans, oats, corn, green onion, cumin, curry powder, and cayenne pepper. Add breadcrumbs and pulse for about 20 seconds or until fully mixed. Scrape downs sides of the bowl and process for 10 seconds.
Place mixture into a bowl, cover, and refrigerate for at least 30 minutes. While that is chilling...
Preheat oven broiler on HIGH. Place jalapenos (6 total - 2 for cream cheese mixture and 4 for topping) in oven safe baking dish, and brush jalapenos lightly with olive oil. Place into oven and broil on high for about 10 minutes or until skins are slightly blackened. Set aside.
In a small bowl, combine softened cream cheese and 2 diced roasted jalapenos, set aside.
Form black bean mixture into four small equal patties (using a 1/3 cup measuring cup works well), make an indentation in the center of the patties, then add about 1-2 TBS cream cheese mixture. Add a bit more black bean mixture of the top and press sides to seal (see photos).
Preheat grill on medium high heat. Using a grill tray (or you will have a mess on on your hands), sprayed/brushed with olive oil, set the burger patties on the tray, and place onto the grill. Close the lid and grill for about 8 minutes. Flip patties over and close lid, cooking for about 5 more minutes, or until crisped.
Place burgers on rolls, add cheese and sliced jalapenos if desired. Spread about 1 TBS of cream cheese mixture onto the roll, and close the burger. Serve immediately with Heineken!